I guess, if I’m being honest, the hardest decision was one I used to make on a daily basis when I was on call as a substitute teacher. When one principal or another would call first thing in the morning, I would get a pit in my stomach and reluctantly get ready to go in and face kids who, like me when I was their age, would lick their chops at the sight of a substitute.
Getting married? Not difficult at all. Uprooting and moving to seminary with three small children? Made sense to us, with a manageable amount of trepidation but not overly difficult. Retirement? Yes, please!
Maybe the hardest decision I never made was to apply myself, find work that was more up my alley, and earn enough money in the course of my working years to enjoy retirement with a bit less stress over finances.